Zoho Books

About Zoho Books

Zoho Books is a cloud accounting platform that covers invoicing, expense tracking, bank reconciliation, project billing, and financial reporting. The free plan supports businesses with annual revenue under $50,000 and includes all core accounting features—invoicing, expense tracking, bank feeds, and basic reports—making it one of the most capable free accounting options available.

The platform integrates natively with the Zoho ecosystem (CRM, Inventory, Projects, Payroll) and connects with Stripe, PayPal, Razorpay, and major banks via automatic feed sync. Its client portal lets customers view invoices, make payments, and approve estimates without needing a Zoho account.

Zoho Books is particularly strong for service businesses, freelancers, and small product businesses that want double-entry accounting without the cost of QuickBooks or Xero. The free tier scales to the $50K revenue threshold, and the paid tiers introduce automation, inventory tracking, and multi-currency support as businesses grow.

Key Features

• Free plan for businesses under $50K annual revenue
• Double-entry accounting with full audit trail
• Automated bank feeds and reconciliation
• Client portal for invoice review, approval, and payment
• Native integration with Zoho CRM, Inventory, and Payroll
• GST, VAT, and multi-currency support on paid plans

User Ratings

Support & Compliance