Thimble Business Insurance

About Thimble Business Insurance

Thimble is an innovative business insurance platform offering coverage by the job, day, month, or year—a model designed for freelancers, gig workers, and seasonal businesses that don't need (or can't afford) annual policies. A photographer can purchase a 4-hour general liability policy for a single event; a contractor can activate coverage for a specific job and cancel when it's done.

The platform supports general liability, professional liability, commercial auto, and business equipment coverage. Quotes are generated in under 60 seconds via the mobile app, certificates are delivered instantly, and policyholders can add additional insureds to a certificate in seconds—a common client requirement for event venues and commercial properties.

Thimble is best for gig workers, freelancers, part-time entrepreneurs, and seasonal businesses who need coverage flexibility rather than a fixed annual policy. It's also popular for one-off events, pop-up shops, and short-term vendor booths where event organizers require proof of insurance.

Key Features

• Flexible coverage: buy insurance by the job, day, month, or year
• 60-second quote via mobile app with instant certificate delivery
• Add additional insureds to a certificate in seconds
• General liability, professional liability, commercial auto, and equipment coverage
• Certificate management for multiple clients and events from one account
• Pay-as-you-go: no long-term commitment or cancellation fees

User Ratings

Support & Compliance